body {
  margin: 0;
  padding: 0;
  background-image: url('images/bkgrnd.jpg');   
  font-family: arial, verdana, sans-serif; 
  color: #000000;
}

#header {
  font: bold 12pt/1.0 "arial, sans-serif";
  width: 750px;
  margin: 0;
  padding: 0;
  background-image: url('images/bkgrnd.jpg'); 
  margin-left: 120px;
  height: 306px; 
}

#center {
  background-image: url('images/bkgrnd.jpg'); 
  font:  12pt/1.0  "arial, sans-serif";
  text-align:justify;
  margin-top:20px;
  margin-left: 140px;
  width: 680px;
  padding:0px;
}

#footer {
  background-image: url('images/bkgrnd.jpg');
  font: 10pt/1.0  "arial, sans-serif";
   text-align: center; 
/*  margin-left: 20px; */
/* width: 650px;  */
}

#wrapper {
  background-image: url('images/bkgrnd.jpg');  
  margin: 0 0px;
  padding: 0;
}

#clear {
  clear: both;
}

/* Removes default top margin from left/right column paragraphs in Mozilla */
div > p {
  margin-top: 0;
}

a {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	color: #000000;
	font-weight: bold;
	font-size: 12px;
}
a:visited {
	color: #0000ff;
	text-decoration: none;
}
a:hover {
	color: #000000;
	text-decoration: underline;
	background-color:YELLOW;
}
a:active {
	color: #000000;
	text-decoration: none;
}
a:link {
	text-decoration: none;
}

h4 {
  font-size: 14pt;
  line-height: 80%;
  color: #0000ff;
}

h3 {
  font-size: 16pt;
  line-height: 95%;
  color: #0000ff;
}

h2 {
  font-size: 18pt;
  line-height: 95%;
  color: #ff0000;
}

h1 {
  font-size: 20pt;
  line-height: 95%;
  color: #0000ff;
}

/*

i {
  font-size: 12pt;
  font-weight: 600;
  color: #000099;
}

b{
  font-size: 14pt;
  font-weight: 900;
  color: #990000;
}
*/

li {
  font: 12pt/1.1  "arial, sans-serif";
  font-weight: 600;
}